Investing and saving

Investing and saving


The value of investments and the income they produce can fall as well as rise. You may get back less than you invested.


At Sovereign Wealth Management we utilise tried and tested investment tools and techniques to tailor an investment strategy to meet the needs of every individual client. This is our core business and we pride ourselves in providing a service which is of the highest standard.

In today’s economic climate it can make a huge difference if you can get into the habit of saving. Savings give us the security of having a financial buffer to fall back on if something unexpected happens like redundancy or repairs to your home or car.  Savings also help us achieve our goals such as going on holiday, a deposit for your dream home, a dream car or ensuring you can send your children to university.

Everybody ought to have a certain amount of savings to hand. A general rule of thumb is to have three months essential outgoings (things like mortgage and food) in an instant access savings account. This is called an emergency fund.

But once you move beyond this to and have a financial goal Sovereign Wealth Management can advise on suitable vehicles for your savings and investments. Something that suits your need and your approach to risk. Your goals might be longer term, like saving for the deposit on your child’s first home, to get them on the property ladder, or it might be more immediate – school and university fees to give them a great education. We can work with you to determine those goals and how you can plan to get there. Contact us to find out more.